Recognizing the Need to Improve Your Credit History

The average person can hardly function without the use of credit, and more specifically, the use of credit cards. Ever try to rent a car without a credit card? Or book a room in a hotel? Though it is not impossible to make these kinds of transactions without a credit card, it is becoming increasingly more difficult to do so. What do you do then, when you find yourself in a situation where you need a credit card, but don't have one due to a bad credit history?

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